Making the right decisions when it comes to debt relief strategies is nothing to rush into. Taking the extra time to explore government debt grants can be worth every extra moment spent, in free government money. If you qualify, which many do, for government financial aid, there is really no need to struggle and fret over what to do about making good on your past due debts. In about the same amount of time it would take to fill complete a loan application, you could be filling out a government grant application instead. You may have to wait a few weeks longer for an approval than you would with a private lender, but you would never have to pay the money back.
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Personal debt relief grants are also a much more attractive and comfortable choice for the American taxpayer than having to resort to bankruptcy. While this method of escaping debt may seem to be a feasible last resort for some, being that you are virtually forgiven of past due balances and absolved of all payment responsibility, filing for bankruptcy is little more than a temporary fix. The permanent damage suffered by your credit report history can be damaging for life.
The cost of court and attorney's fees to complete this process can be overwhelming in itself. Not to mention the fact that during the several weeks it will take to process and await court dates, you are still required to honor all payment agreements, pay additional fees to your bankruptcy attorney, and may still be harassed by creditors and experience wage garnishments during this period.
For those who qualify, personal debt grants may be able to alleviate all of these uncomfortable circumstances, and more, without costing them anything more than time. As matter of fact, in about the same time it takes to complete a bankruptcy process, one can acquire a generous amount of free government money to pay their debts, sometimes in full, and never be required to pay back one single red cent of it. Government grants have absolutely no application fees, interest, or repayment plan, and can be approved and distributed in a little as a few weeks.
What is best about this method of debt relief is that you have not borrowed money as you would have for a loan, nor have you been relieved of paying your debts and being scared for life in a bankruptcy. Qualified applicants are given a cash gift to pay their debts and get back on their feet. No one knows where the money came from. This is an agreement between you and Uncle Sam. Your bills get paid, you are in the clear, and not only will your credit rating be safe from dramatic decline, it will actually skyrocket enabling you to start off fresh with a world of new financial opportunities. Just be careful next time.
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